Are you ready to retire?


So that your transition is smooth into retirement it is a best practice to turn in your Retirement Packet in 30 days before your retirement date to avoid delays in coverage. 

60 days before retiring contact SDPEBA at or call (888) 315.8027 and inform us that you are about to retire. We will send you a Retirement Packet to carry over your benefits. Once your retirement packet has been processed you will be set up for automatic monthly pension deductions. 


Some things to keep in mind...

SDCERS (San Diego City Employees’ Retirement System)
Their responsibilities include managing the retirement pension fund, managing the health allotment, and provides benefits such as Kaiser, Cigna, Scan, United Concordia, and City VSP vision. They also offer counseling appointments to retirees. They are located downtown, business hours are Monday – Friday from 8am – 5pm. Their website is and phone number is 1-800-774-4977.

SDPEBA (San Diego Public Employee Benefit Association)
We are a partnership between various unions such as MEA, POA, AFSCME 127, RFPA, and REA (San Diego Retired Employees’ Association). Members of these associations automatically belong to SDPEBA at no cost. SDPEBA provides the following benefits: Sharp, MetLife Dental, VSP vision, MetLife Legal, Nationwide Pet Insurance, and a few more. All SDPEBA benefits are offered through automatic pension deduction. All benefits can be found on our website at SDPEBA will provide a retirement packet as soon as 60 days before the actual retirement date and the packet will include the same SDPEBA benefits you had as an Active employee. You may change or apply for new benefits as well. You may request a retirement packet by email at or by phone at 888-315-8027. Our office is located in Kearny Mesa, business hours are Monday – Friday from 9am – 5pm. The SDPEBA team is always eager to assist you with any questions or concerns.  

COBRA (The Consolidated Omnibus Budget Reconciliation Act of 1985)
They are managed by WageWorks. The City is required under federal law to offer employees and their dependents the opportunity to continue group health coverage through COBRA upon separating employment from The City. RISK Management provides a COBRA packet upon retiring and payment is through manual payment directly to WageWorks. Federal COBRA medical coverage is 18 months, there is the possibility of an additional 18 months through Cal-COBRA which is handled directly between the enrollee and the insurance carrier. RISK Management is located downtown in the Civic Center Plaza building and business hours are Monday - Friday from 8am – 4:30pm. Their email is and phone is 619-236-5924.

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